This post contains affiliate links, because I like money, but I s2g I wrote this post before adding the affiliate links and the monetization does not affect my opinions.
Once again I find myself beginning a How I Spent My Money post appalled by how over budget I went last month, though to be fair, in June I did go on a 4-day trip/vacation and pay for a future bachelorette party and 5-day trip/vacation (which are both related to my friend Victoria’s wedding).
(I think the takeaway is that I need to set aside a travel/event budget rather than count it as a regular expense, because it’s not.)
Anyway, here’s the breakdown for June:
Total spending: -$1135
This is $535 over budget, which is really terrible, especially because…
Emergency family-related expenses: $0
…there were no more emergency family-related expenses in June (thank goodness). While this is a good thing, it also means that I overspent in every other category, as you’ll see.
Going out: -$1075
$835 over budget. GOOD GOD.
My partner and I took a trip to San Luis Obispo for a couple days, as a mini vacation before he started his new job, and the total cost for me was $212. (He paid for lodging since the trip was solely his idea, and also because he’s now making 20% more than I do in base salary alone.)
Notable expenses include an overpriced açai smoothie ($7), an incredible brunch that involved fried green tomatoes and the best hash browns I’ve ever had at Bon Temps ($15), the SLO Railroad Museum ($5 donation), a delicious and luxuriously lazy dinner consisting of about a billion tapas at Luna Red ($64), and the requisite In-N-Out on the drive back to San Francisco ($12).
Those fried green tomatoes tho!!! I s2g this might be the best brunch I’ve ever had in my life. The hash browns were crispy and adequately seasoned, the eggs were just the right amount of runny, and the biscuit (not pictured) was fluffy and served with super salty butter (which, as I learned from that time I spent $220 on a ticket to eat at Lazy Bear, is the best kind of butter).
Above, quinoa-encrusted scallops at Luna Red, served with radishes, peas, and tomatoes. The scallops had a bit of crunch on the outside and were practically melty on the inside. Magnificently delicious.
Above, roasted peaches at Luna Red, served with goat cheese and glazed walnuts. Pure summer goodness.
I spent $537 on my portion of the 1-night Airbnb stay for Victoria’s bachelorette party, plus a 5-night Airbnb stay around the dates of her wedding (just for funsies with my partner; he covered half the cost). Both events will take place in the fall.
Once again, Harry Styles wreaked havoc on my budget, because I spent $195 on tickets to watch him in concert in 2018. 2018! I know it’s ridiculous, but, like, being a fan is so much fun?! I’m especially excited because my partner likes Harry’s new album enough that he wants to come with me, which will be nice because everyone else I know in real life is ambivalent or makes fun of me for liking One Direction and all the associated solo music they’ve been putting out. (Except for my old coworkers who are fans of “Night Changes,” among a few other songs, bless ’em.)
I went on an expensive fruit-picking outing with my partner and friends, costing me $84. This includes the cost of gas ($30; I paid since my partner was driving), eating breakfast before hitting the farms ($25; I paid for my partner’s meal), and eating lunch after hitting the farms ($29; I also paid for my partner’s meal because he paid for all the fruit we picked).
Watching Wonder Woman cost me $10, because we used a gift card (the one I bought for my mom in May) to purchase the tickets. I paid for the $10 Lyft that my partner and I took to get to the theater, but he paid for the return fare as well as the theater food.
I also gained $196 from people paying me back for Hamilton tickets, which makes my being $835 over budget even more embarrassing, but I guess most of my money was spent on vacation expenses, and YOLO, etc.
Still, what with Niall Horan’s solo concerts coming up (🙏🏻 for tickets), July’s probably not gonna look too good either…
Necessary things: -$247
$67 over budget. This includes $45 on groceries for my family, $64 on skincare (most of which were repurchases), $93 on dinner for my family, $44 on Lyft for my mom (to go see Wonder Woman), and $1 on AWS for hosting my portfolio site.
Frivolous things: -$413
$233 over budget. Of that $233, I spent $134 on gifts (including souvenirs from the SLO Railroad Museum, hella good balsamic vinegar, and a fancy box of matches), $5 on Kindle (Disrupted by Dan Lyons, Pavilion of Women by Pearl S. Buck), and $20 on Udemy writing courses (for fun; I haven’t made much progress yet).
The remaining $254, I spent on clothes in my quest for mom jeans. (Some of my returns should process in July, so… this won’t look as terrible in a couple weeks.) Along the way I acquired this wonderfully tacky black druzy heart choker ($9) and this amazing Pull&Bear crop top that’s actually short enough for my torso/bust ($8):
(The color of the druzy hearts is much closer to black/gunmetal in person, which is a good thing IMO. I’m pleased to say this choker actually fits my neck, unlike most mass-produced chokers which are too big on me.)
June was a spending shitshow, but uh, I guess that’s what happens when your friends get married and you love a boy band and you go on vacation without a budget ayyyy!
But seriously, I’m hoping to do a little better in July, especially because I’m dropping $4500 (which is coming out of my new-car-for-mom savings) so my mom can take a trip to Japan with my aunt (and some friends, in a tour group). I hesitated for about ten seconds when she asked me for permission (my mother! asking me for permission to do something! because I could say no, I don’t want to pay for it, and she wouldn’t be able to go!), but like, if not now, then when? She hasn’t had too many chances to travel in the past, so I’d like to give her the experience of exploring new places while she’s in relatively good health and it’s in my power to do so.
Anyway, as I said at the beginning of this post, the main takeaway I’m getting from this review of my June expenses is that I need to set aside savings specifically for vacation/travel and not count vacation spending as part of my regular spending. The next foreseeable trip I have coming up is the one for Victoria’s wedding, so I’m putting “talk to bae about budgeting for LA trip” on my to-do list this week.
Onward and upward (and godspeed to anyone trying to get Niall tickets). 🚀🆙