How I Spent My Money: September 2017

This post contains affiliate links, because I like money, but I s2g I wrote this post before adding the affiliate links and the monetization does not affect my opinions.

another toast - samglorious - how i spent my money - let's talk about money - personal finance, budgeting, expenses, purchases, spending

As I mentioned in my August installment of How I Spent My Money, I’ve decided to switch over to a 5-category budget broken down like so: Going Out, Necessary, Frivolous, Gifts, and Travel.

Here’s how I did in September.

Total spending: -$1742

This puts me at $838 over budget, which is pretty damn bad. Let’s break this baby down.

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How I Spent My Money: August 2017

This post contains affiliate links, because I like money, but I s2g I wrote this post before adding the affiliate links and the monetization does not affect my opinions.

another toast - samglorious - how i spent my money - let's talk about money - personal finance, budgeting, expenses, purchases, spending

Today marks Halloween 1st, so here’s my requisite apology for failing to post August’s installment of How I Spent My Money until now, and a picture of a vErY sPoOkY cat:

spooky halloween kitten wearing witch hat

So! In July’s How I Spent My Money post (and possibly in previous posts before that), I proposed setting aside a separate part of my budget for travel expenses and gifts, which is what I then tried out in August.

Total spending: -$1216

With my previous 3-category budget, that puts me at $616 over budget.

With my new 5-category budget, that puts me at $312 over budget.

Either way, not great, but the 5-category budget does seem to work better in terms of alleviating my guilt over spending on myself. (I tend to put spending on others before spending on myself – e.g. not skimping on a gift for someone else, and then choosing not to dine out to make up for it – when in fact my desires should come first, or at least be equally important as those of others.)

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